When it comes to purchasing a car,
You're in the driver's seat.

Our secure online credit application makes getting financing a quick & efficient process.

We're Here To Help

Like most buyers, you may need financing to get the vehicle you want. What you don't need is a long drawn-out hassle to get it. Our user-friendly on-line credit-application process takes you from start to finish. It requires just a few a minutes of your time and a few personal details which we do not share.

It's really that easy. Get started today.

A Little Knowledge Can Make A Big Difference.

Financing
Factors

Choice of Vehicle/Trade

The loan rates available to you will be based on the year, model, and final cost of the vehicle you choose.

Credit History/Employment

Your rates are based on numerous factors such as income, employment and credit history, including the number of open balances and late payments.

Down Payment/Interest Rate

The more money you can put down the higher your chances are of being approved and the lower your rates are likely to be.

    Your Credit
    Score

    Before applying for credit, it's always helpful to know your credit score which can measure from 350 to 850. The higher your credit score the less you are considered to be a risk. That translates to a lower interest rate. However, whether or not you know your credit score you can still use our credit application tool.

    Factors Effecting Your Credit Score

    Number of open credit accounts, loan and credit card payment history, amount of debt compared to annual income, frequency of credit inquiries, and number of liens and judgments.


    To learn your credit score you can contact the three main credit reporting agencies:

    Experian Logo

    Experian:

    www.experian.com
    (888) 397-3742

    Equifax Logo

    Equifax:

    www.equifax.com
    (800) 685-1111

    TransUnion Logo

    TransUnion:

    www.transunion.com
    (800) 916-8800

    You Make The Choice. We Make It Easy.

    Every part of the car buying process should be simple. That includes determining your car payment which is just as easy our pre-approval process thanks to our on-line payment calculator. Just choose your vehicle and we'll tell you what you can expect to pay each month. Whatever your credit situation and budget, we've got a car for you at a payment you can afford.

    It's easy. It's quick. It's safe. Get started today.

    Nissan Finance FAQs

    Find answers to common Nissan financing questions at Ted Russell Nissan, including online applications, credit and loan factors, refinancing, trade-ins, Nissan programs, payment tools, and vehicle protection options for Knoxville-area shoppers.

    Can I apply for Nissan financing online before visiting Ted Russell Nissan?+
    Yes. Ted Russell Nissan provides a secure online finance application that lets you begin the financing process before visiting the dealership.
    What factors can affect my auto loan rate and financing terms?+
    Several factors can affect your financing. Ted Russell Nissan identifies the vehicle and its cost, trade-in, income, employment, credit history, open balances, late payments, and down payment as factors that may be considered when financing terms are determined.
    Can I finance a Nissan if my credit is limited, new, or not perfect?+
    You can still apply. Ted Russell Nissan says it works with customers across different credit situations, including people with limited or challenged credit histories. Approval and financing terms still depend on the individual application and lender requirements.
    Can Ted Russell Nissan help me refinance my current auto loan?+
    Yes. Ted Russell Nissan states that its finance department can help customers explore refinancing an existing auto loan or adjusting the loan term. Your available rate and terms will depend on your current loan and financing application.
    Can I trade in or sell my vehicle to Ted Russell Nissan?+
    Yes. Ted Russell Nissan provides online vehicle valuation through its Sell & Trade resources. You can use the tool to estimate your vehicle’s value before the dealership evaluates it, and the final value is determined after that evaluation.
    Are Nissan college graduate and military programs available at Ted Russell Nissan?+
    Eligible customers may qualify for Nissan College Grad and Military programs at Ted Russell Nissan. Because eligibility, qualifying vehicles, and program terms can change, review the dealership’s current Nissan incentives before completing your purchase or lease.
    What vehicle protection plans are available at Ted Russell Nissan?+
    Ted Russell Nissan offers First Mile products that can include vehicle service contracts, GAP, road-hazard tire coverage, prepaid maintenance, appearance protection, paintless dent repair, and wheel coverage. The finance team can explain the coverage and contract terms available for your vehicle.
    Can I customize or estimate my vehicle payment online before I visit?+
    Yes. Ted Russell Nissan provides online tools that let you estimate and customize a vehicle payment before visiting. The final payment will depend on the vehicle, approved financing terms, taxes, fees, trade value, and other transaction details.